10 Steps to Home Buying

Here's a quick look at the steps you'll take when buying your first home with Berkshire Hathaway HomeServices Advantage Realtors.

  1. Congratulations! You have already started on step 1! Utilizing our web site to begin your search for a new home is a fast and efficient way to find the home of your dreams.

  2. Figure out how much home you can afford. You can do this by using our Financial Services.

  3. Conduct a preliminary search with Berkshire Hathaway HomeServices Advantage Realtor's Property Finder.

  4. Contact a  Mortgage Consultant and get your mortgage pre-approved.

  5. Contact a Berkshire Hathaway HomeServices Advantage Realtors Sales associate to look for a house that meets your needs.

  6. Once you find a home that you want to make an offer on, you'll sign a purchase agreement and give the seller earnest money to seal the deal. If your offer is accepted (sometimes with contingencies), determine a date you wish to close.

  7. Have your new home inspected to ensure there's nothing seriously wrong with the property and get homeowner’s insurance to protect yourself against any unforeseen calamity.

  8. Notify your loan officer that you've found a property so they can begin the appraisal and title process. And, lock in your interest rate. Your loan officer will send you a new good faith estimate which shows your monthly mortgage payment as well as your estimated cash needed for closing. The title company will notify you of the time and date you close on your home and the items you'll need to bring to closing.

  9. Notify your phone company, utilities (don't forget water and sewer), moving company, post office, newspaper and magazines, friends and family, and change your mailing address.

  10. Pack and move!


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